[Markwell Terms of Use] Chapter 1 General Provisions Article 1 (Purpose) The purpose of these terms is to stipulate the rights, obligations, and responsibilities of members using the services provided by Markwell Corporation (hereinafter referred to as the "Company") through its cyber mall. Article 2 (Definitions of Terms) The definitions of terms used in these terms are as follows. Any terms not defined herein shall be interpreted according to general trading practices. 1. "Cyber mall" refers to a virtual sales venue (including websites, mobile webs, apps, etc., operated by the Company such as http://www.........com) established using computer and telecommunication facilities to transact goods or services (including the right to use specific facilities or receive services). 2. "Member" refers to an individual who has registered as a member by providing necessary information to the cyber mall and is eligible to continuously use the services provided by the cyber mall. 3. "ID" refers to the electronic mail address approved and registered by the Company that a member sets for identification and service usage. 5. "Password" refers to a combination of characters and numbers set by a member for confirming their identity, protecting their rights, and ensuring confidentiality. 6. "Discount coupon" refers to a coupon that allows the holder to receive a discount of a specified amount or percentage when purchasing goods or using services provided by the cyber mall. Article 3 (Specification, Explanation, and Revision of Terms) 1. The Company shall post the content of these terms, its trade name, representative's name, business address (including an address where consumer complaints can be handled), phone number, fax number, email address, business registration number, online sales business registration number, personal information manager, etc., on the initial service screen of the cyber mall so that members can easily access them. However, specific terms may be made available through a connected screen. 2. The Company may revise these terms within the scope that does not violate relevant laws, including the Electronic Transactions Consumer Protection Act, Act on Regulation of Terms and Conditions, Electronic Documents and Transactions Act, Electronic Financial Transactions Act, Electronic Signatures Act, Act on Promotion of Information and Communications Network Utilization and Information Protection, Consumer Basic Act, etc. 3. When revising these terms, the Company shall post the effective date and reasons for revision on the cyber mall's screen along with the current terms, at least 7 days prior to the effective date (or 30 days in case of changes unfavorable to members). 4. Revised terms under the third paragraph shall not apply retroactively before their effective date unless there are specific legal provisions or unavoidable circumstances. 5. If a member does not explicitly express refusal after the notice in the third paragraph and continues to use the service, it is considered that the member agrees to the revised terms. Members who do not agree to the revised terms can request to withdraw from membership. The Company shall not be held responsible for any damage caused by a member's lack of knowledge about the revised terms despite the measures in the third paragraph. 6. The Company can establish separate terms or conditions for individual services provided within its services, and members will agree to these separate terms when they first use these individual services. In such cases, the terms for individual services take precedence over these terms. 7. Matters not specified in these terms and the interpretation of these terms shall be governed by relevant laws, including the Electronic Transactions Consumer Protection Act, Act on Regulation of Terms and Conditions, Consumer Protection Guidelines for Electronic Commerce, etc. 8. If any provision in these terms conflicts with mandatory laws of South Korea, the latter shall prevail. This does not affect the validity of other provisions. Article 4 (Provision and Modification of Services) 1. The Company provides the following services: 1. E-commerce services and other related services. 2. Other services or businesses designated by the Company. 2. In the event of product unavailability or changes in technical specifications, the Company can modify the content of the goods or services to be provided under future contracts. In such cases, the Company must immediately announce the changed content alongside the current content where the goods are displayed. 3. If the Company needs to change the content of services agreed upon with members due to product unavailability or changes in technical specifications, it will promptly notify members through an address where they can be contacted. Article 5 (Suspension of Services) ① The Company may temporarily suspend the provision of services if there are reasons such as force majeure, events equivalent to force majeure, maintenance or replacement of computer and information communication equipment, breakdowns, disruption of communication, etc. ② If the provision of services is temporarily suspended due to the reasons in Paragraph 1, the Company shall compensate members for the damages they incurred due to the suspension of services. However, this shall not apply if the Company proves that there was no intention or negligence. ③ If the Company becomes unable to provide services due to reasons such as change of business category, business termination or abandonment, company closure, merger, division, transfer of business, etc., the Company shall notify the members according to the method specified in Article 8 and compensate members according to the conditions initially proposed by the Company. Article 6 (Membership Registration, etc.) ① Those who wish to become members shall apply for membership by providing member information according to the membership form prescribed by the Company and expressing their agreement to these terms. ② The Company shall approve the registration of members who have applied for membership as described in Paragraph 1, except for those falling under any of the following categories. If the Company rejects or defers approval of a membership application, it shall notify the member according to Article 8. 1. A person who has lost membership qualifications under Paragraph 3 of Article 7 of these terms. 2. A person who has not passed one month since their withdrawal at their request. 3. A person who has provided false information, omitted information, or made mistakes in the member information they entered. 4. If the identity verification process is conducted and the person is not confirmed or confirmed to be someone else. 5. A person under the age of 14 applying for membership. 6. If it is technically impossible to register the applicant as a member due to the operation, maintenance, or management of the cyber mall being significantly hindered. ③ The membership agreement is established when the Company's approval reaches the applicant. ④ Members must reflect any changes to their member information through methods such as modifying member information. The Company shall not be responsible for any damages caused by failure to update member information. ⑤ For the secure provision of services, the Company may approve membership only for those whose identity has been verified through payment-related services provided by a third party. The Company may restrict service usage or purchase of goods for those whose identity has not been verified. ⑥ The Company may restrict the use of services or purchase of goods for compliance with regulations regarding age and age restrictions in accordance with relevant laws such as the Act on Promotion of Motion Pictures and Video Products, the Youth Protection Act, and the Chemicals Control Act. Article 7 (Member Withdrawal and Loss of Qualification, etc.) ① Members may request withdrawal from the Company at any time, and the Company shall process the withdrawal request immediately. Upon withdrawal, membership qualifications are lost, and various discounts, event benefits, etc., provided by the Company will be forfeited. However, in cases where the member has not paid the service fees for post-payment payment services provided by the Company, withdrawal may be restricted. ② If a member falls under any of the following cases, the Company may restrict or lose their membership qualification: 1. Entering false information in member information or using another person's information. 2. Failing to make payment obligations, including the price of goods purchased through the cyber mall and other obligations related to the use of the cyber mall, by the due date. 3. Disrupting the use of the cyber mall by others or stealing their information, thereby threatening e-commerce order. 4. Providing incorrect information such as address or email, and failing to update member information, resulting in the inability to notify or contact the member despite the Company's significant efforts. 5. Violating the obligations of Article 12 of these terms. 6. Violating the provisions of these terms, the Company's usage policies, or engaging in actions that are against the law or public morals. ③ If the same act that led to the restriction of membership qualifications is repeated twice or more or the reason is not corrected within 30 days after restriction, the Company may lose the membership qualification. ④ If the Company revokes a member's qualification, the member's registration will be nullified. In this case, the Company may nullify the registration of IDs belonging to the member for the sake of transaction safety. The Company shall notify the member according to Article 8 and provide the member with a minimum of 30 days to present their case before the registration nullification. Article 8 (Notification to Members) ① When the Company notifies members, it may use electronic mail, SMS, phone, fax, or other methods pre-agreed upon with the member. ② In the case of notifications to an unspecified number of members, the Company may post the notification on the cyber mall's announcement board (customer center) for more than 7 days, replacing individual notifications. However, individual notifications will be given for matters significantly affecting a member's transactions. Article 9 (Provision of Information and Advertisement) ① The Company may provide various information that is deemed necessary during the use of services to members through notice boards, electronic mail, SMS, phone, app push notifications, etc. Members, except for procedures related to legal obligations imposed on the Company, responses to customer inquiries, and other transaction-related information, may reject the receipt of electronic mail, etc., at any time. ② The Company may post advertisements on service screens, electronic mail, etc., related to the operation of the services. Members who receive electronic mail with advertisements may reject the receipt, and the Company shall provide a method for members to reject receipt. Article 10 (Company's Obligations) ① The Company shall make its best efforts to provide services continuously and stably according to these terms and conditions and shall not engage in actions prohibited by these terms and conditions, laws, and other public norms. ② The Company shall establish a security system to protect the personal information of members, including credit information, in order to allow members to use services safely. The Company shall also disclose and comply with its privacy policy. ③ The Company shall not send commercial electronic mail, app push notifications, etc., for profit purposes without the member's consent. ④ The Company shall make efforts to address members' opinions or complaints objectively and reasonably if they are deemed justifiable. Article 11 (Member's Responsibilities for ID and Password) ① Members are responsible for managing their IDs and passwords. ② Members must not provide, disclose, or allow third parties to use their IDs and passwords. ③ If a member becomes aware of their ID and password being leaked or used by a third party and fails to change the password or notify the Company of the situation or respond to the Company's actions, the member shall be responsible for all losses, damages, or disadvantages arising from non-compliance with the obligations of this article. ④ If there is suspicion that a member's ID and password have been leaked to the outside, the Company may take protective measures such as locking the account and may restrict the member's use. Article 12 (Member's Responsibilities) ① Members must comply with the provisions of these terms, the Company's usage policies, usage instructions, and relevant laws, and must not engage in actions that disrupt the Company's operations or are contrary to customary e-commerce practices. ② Members must not engage in the following actions: 1. Unfair transaction practices, such as interfering with the Company's sales activities or gaining undue benefits through the use of the cyber mall. 2. Abnormal payment practices, such as cash circulation disguised as the sale of goods or provision of services, that violate the Specialized Credit Financial Business Act, the Act on Promotion of Information and Communications Network Utilization and Information Protection, and other relevant laws. 3. Abnormal use of services or unauthorized access to the Company's information processing system in ways not prescribed by the service usage method provided by the Company. 4. Acts unrelated to the services provided by the Company, requests that are irrational, or actions that disrupt the Company's operations, violate public morals, and other actions. 5. Other actions that may infringe upon or threaten the rights of the Company or third parties in accordance with the above items or that may threaten the e-commerce order. ③ The Company may take measures such as contract termination, revocation of discount coupons, restriction of membership qualification, withholding cash refunds, and legal actions in civil or criminal courts against members who violate Paragraph 2. Article 13 (Protection of Personal Information) ① The Company collects a minimal amount of personal information necessary for providing services when collecting member's personal information. ② The Company does not collect information necessary for executing purchase contracts when members register. However, if pre-verification is required before a purchase contract for the fulfillment of legal obligations or secure transactions, and if a specific minimum amount of personal information is collected, this does not apply. ③ The Company informs the member of the purpose and obtains consent when collecting and using personal information of the member. ④ The Company may not use collected personal information for purposes other than the original purpose, and if new purposes arise or information is provided to third parties, the Company shall inform and obtain consent from the member regarding those purposes during the usage and provision stages. However, this does not apply when otherwise stipulated by related laws. ⑤ When the Company requires a member's consent according to Paragraphs 3 and 4, the Company must provide advance notice or notification of matters specified in the Information and Communication Network Act, such as the identity of the personal information manager (affiliation, name, phone number, other contact information), the purpose of collecting and using the information, and the details of providing information to third parties (recipient, purpose, content of information to be provided). Members may withdraw this consent at any time. ⑥ Members may request access to and correction of their personal information held by the Company at any time, and the Company must promptly take necessary actions. If a member requests correction of errors, the Company will not use the personal information until the error is corrected. ⑦ The Company shall limit the personnel handling members' personal information to a minimum for privacy protection and assumes all liability for any losses incurred by members due to the loss, theft, leakage, unauthorized provision to third parties, alteration, etc. of members' personal information, including credit card and bank account information. ⑧ The Company and third parties that have received personal information from the Company shall promptly destroy such personal information when the purpose of collection or provision has been achieved. However, this does not apply when otherwise stipulated by related laws. ⑨ The Company shall not preselect the consent clause for the collection, use, or provision of personal information. Moreover, the Company shall not restrict or deny services, including membership registration, due to a member's refusal to consent to the collection, use, or provision of optional personal information that is not mandatory. ⑩ The Company's privacy policy does not apply to cyber malls (within the scope specified in Article 2, Paragraph 1) linked to sites other than the Company's. Members are responsible for checking the privacy policy of linked cyber malls and third parties that provide products, etc., and the Company does not assume responsibility for them. ⑪ The Company may provide a member's personal information to third parties within the limits allowed by law under the following circumstances: 1. When requested by investigative or other government agencies through proper legal procedures 2. When necessary to confirm fraudulent acts, such as a member's violation of relevant laws 3. When necessary to provide minimal member information (name, address, phone number) to delivery companies for transactions and delivery 4. When necessary for performance of a contract upon completion of purchase or for returns, exchanges, refunds, cancellations, etc. after the purchase has been completed 5. When required by other relevant laws ⑫ Matters not stipulated in this article are governed by the "Privacy Policy" established by the Company. Article 14 (Payment Method) ① Payment methods for goods purchased through the cyber mall may be selected from the following methods, which are available as applicable: 1. Various forms of account transfers such as phone banking, internet banking, etc. 2. Various forms of card payments such as prepaid cards, debit cards, credit cards, etc. 3. Online non-face-to-face deposits 4. Payment using electronic money 5. Payment upon receipt 6. Payment using gift certificates that have been contracted with the Company or recognized by the Company 7. Other electronic payment methods ② The member is solely responsible for the information entered regarding payment of the purchase price and any related responsibilities and disadvantages arising from that information. ③ The Company may not charge any additional fees for a member's payment method regarding the purchase price of goods, except when providing delayed payment services after the product price has been paid. However, in the case of delayed payment services after the product price has been paid, the Company may charge the member with the late payment damages, etc., as specified at the time of using the delayed payment service. Article 15 (Discount Coupons) ① Discount coupons are coupons issued by the Company for free, and they can be classified based on issuance targets, issuance methods, and usage targets. Details of the subcategories, discount amounts (discount rates), usage methods, usage periods, and restrictions of discount coupons are displayed on the discount coupon or the service screen. The type and contents of discount coupons and whether they are issued are subject to change based on the Company's service policy. ② Discount coupons cannot be withdrawn as cash, and they expire when the validity period indicated on the discount coupon expires or when the membership status is lost. ③ Except when specifically stated by the Company, discount coupons cannot be transferred to others and cannot be used for unauthorized purposes. If this is violated, the Company may invalidate the discount coupon or restrict or revoke membership. ④ If it is confirmed that a member has obtained a discount coupon through fraudulent means, the Company may confiscate the coupon, restrict or revoke membership (delete ID), and take legal actions in civil or criminal court. Article 16 (Use of Mobile Gift Certificates, etc.) ① The Company may receive electronic forms of online and mobile gift certificates (hereinafter referred to as 'mobile gift certificates'),which are transferable to others by members who have purchased gift certificates, and which can be used without restrictions as long as they are possessed. Members may sell these gift certificates to members based on terms specified by the issuer of the mobile gift certificates. If a member purchases mobile gift certificates under this article, they can be used by the issuer or other entities designated by the issuer, following the instructions provided by the mobile gift certificates. ② Members are responsible for checking the information specified in the Company's cyber mall and the precautions indicated on the mobile gift certificates, and they can use the gift certificates according to the conditions specified. ③ For mobile gift certificates sold under this article, the following items take precedence over this agreement: 1. The valid period for members to use mobile gift certificates is based on Article 5 of the "Standard Terms and Conditions for New Type Gift Certificates" (Standard Terms and Conditions for gift certificates, referred to as the "Gift Certificate Standard Terms and Conditions"), as set by the Fair Trade Commission. Members may request an extension of the valid period for one term (3 months) or more from the issuer. 2. According to Article 7 of the Gift Certificate Standard Terms and Conditions, members may request a refund or partial return of the balance for mobile gift certificates. 3. The display items, payment guarantee, damage compensation insurance contract, and other matters related to mobile gift certificates are subject to the relevant provisions of the Gift Certificate Standard Terms and Conditions, and members can invoke the contents of these standard terms and conditions as part of this agreement. Article 17 1. The Company may provide various information that is deemed necessary during the use of services to members through methods such as notices, electronic mail, letters, SMS (MMS), etc. 2. If a member clearly expresses their intention not to receive the information mentioned in the previous clause, the Company must exclude that member from the recipients of the information. However, the Company shall not be held responsible for any disadvantages arising from this. 3. The Company may store and retain all communication contents such as posts, comments, messages, etc., made by members during their use of the service or between members. This information is solely held by the Company. The Company may allow third parties to access this information only in cases of dispute resolution among members or for handling complaints, and only when authorized by applicable laws.